— Dearborn Heights, Michigan · All 50 states
Credit repair that shows you
the letter.
Negative items disputed, deleted, and confirmed in writing. Most files finish in one to two months.
Credit alert · Aug 8, 2026
Good news: your FICO® Score has increased by 113 points to 705.
Score comparison · Jul 28 → Jul 30
579762
- +183 points
- Negative marks 4 → 0
— Source: dated client file
— Documented client file · Jul–Aug
Every number here has a dated document behind it.
One file, five dated entries, in the order they happened.
Jul 27 – Jul 30
From federal complaint to deletion, day by day
- Jul 27Complaint submitted
- Jul 29Furnisher responded
- Jul 30Case closed outCleared
Aug 7 – Aug 8
One day apart
Aug 7
Collection account — deleted
DeletedAug 8
+113
FICO to 705
— Mailed investigation-results letter
What comes off a credit report
Every category here has come off a real file, stamped on a letter we can hand you.
- CollectionsDeleted
- Bank cardsDeleted
- Store cardsDeleted
- Property managementDeleted
- Phone serviceDeleted
— One mailed investigation-results letter · seven furnisher deletions
No item is called finished until there's a dated letter or alert saying it came off.
— Credit building · after the removals
Once the damage is off, we work on what replaces it.
A deletion leaves a gap on the file. We build the other side too — what reports next, and how — so the score you gained holds.
— Method · intake to written confirmation
How we work a file
No templates
Every dispute is written around what's actually reporting on your file. Nothing is pulled off a shelf and sent out under your name.
Built on your report
It starts with a line-by-line read of the report and which items are worth challenging. That read is the free review, and it's where every file starts.
Written confirmation
We ask for confirmation in writing after every removal. You get the dated letter or the alert, not a verbal update.
One to two months
Most files run one to two months from the first review to that written confirmation. We'd rather say that plainly than promise a number of weeks.
— Questions people ask before calling
Straight answers
How long does this usually take?
Most files run one to two months from the first review to the written confirmation that items have come off.
Do you only work with people in Michigan?
No. The practice is based in Dearborn Heights, Michigan, and we take clients in all 50 states.
What does it cost to find out where I stand?
Nothing. The credit review is free — we read your report, tell you what we see, and you decide from there.
How do I know an item was actually removed?
We ask for written confirmation after every removal. You get the dated letter or alert, not a verbal update.
When can I reach you?
Monday through Friday, MON–FRI · 12–5 ET / 9–2 MT. You can call 313-785-8788 or send your details through the form.
— Free credit review · by phone or form
Get your free review
Mon–Fri · 12–5 ET / 9–2 MT
— Free review · all 50 states · Dearborn Heights, Michigan